Frequently Asked Questions

Yes. The free tier is genuinely free, forever. One bank account, manual entry, basic features. We make money from Pro and Family subscriptions, not from selling your data or showing you ads.

Really. Zero analytics scripts. No Google Analytics. No Facebook Pixel. No Hotjar. No Mixpanel. No Segment. Nothing. View the page source if you don't believe us. We use exactly one cookie: your session cookie to keep you logged in. That's it.

Your data is encrypted at rest and in transit. Bank connections go through SimpleFIN, which uses read-only access — we can see your transactions, but we can never move your money. Passwords are hashed with bcrypt. We run on hardened servers with regular security audits.

Our AI learns from YOUR patterns — not from other users' data. It watches how you categorize transactions and starts doing it for you. The more you use it, the smarter it gets. And no, your data doesn't go to OpenAI or anyone else. It stays on our servers.

Yes. Anytime. CSV or PDF. Your data is yours. If you want to leave, we'll even help you export everything. No "please don't go" popups. No data hostage situations.

Done. One click and we nuke everything. Account, transactions, budgets, all of it. We don't keep "anonymized" copies. When you say delete, we mean delete. GDPR? California privacy law? We go beyond the requirements.

We use SimpleFIN for bank connections. It's read-only — meaning we can pull your transactions, but we can never initiate payments or transfers. Your bank credentials are never stored on our servers. SimpleFIN handles the connection securely.

Because that's what everyone says when they look at their bank statement. We're not going to pretend budgeting is fun or that you're excited about it. We're here to help you figure out where your money goes without the fake positivity. You're an adult. Let's be real about this.

The web app is fully responsive and works great on mobile. You can add it to your home screen as a PWA (progressive web app). A native app is on the roadmap, but honestly the web version works so well on phones that most people don't miss a native app.

We'd give you at least 90 days notice and full data export capability. Your data would be securely deleted after you've had time to download everything. We're not going to pull a fast one. Your financial data is too important for that.